April 2025 Social Security Overhaul: What You Should Expect

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Repeal of WEP and GPO: The Social Security Fairness Act has eliminated the Windfall Elimination Provision and Government Pension Offset.

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Higher Earnings Limits: Retirees can now earn up to $23,400 annually without benefit reductions; those reaching full retirement age in 2025 have a higher limit of $62,160.

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Increased Taxable Income Cap: The maximum taxable earnings for Social Security have been raised, requiring higher-income individuals to contribute more.

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SSA Workforce Reductions: The Social Security Administration has reduced staff by over 7,000 positions, potentially affecting service delivery.

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IT Infrastructure Overhaul: Plans are underway to revamp SSA's IT systems, aiming to improve efficiency but raising concerns about potential service disruptions.

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Data Privacy Concerns: Efforts to consolidate data across federal agencies have sparked debates over privacy and cybersecurity risks.

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Service Access Challenges: Beneficiaries without internet access or with mobility issues may face difficulties due to increased reliance on in-person services.

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